Current Mortgage Rates
The current average 30-year fixed mortgage rate is 6.52% as of 6/11/2026, according to the Federal Reserve (FRED). Use the interactive chart below to observe week-over-week trends.
| Date | Rate | Change |
|---|---|---|
| Jun 2026 | 6.52% | ↑ 0.15% |
| Apr 2026 | 6.37% | ↓ 0.09% |
| Apr 2026 | 6.46% | ↑ 0.08% |
| Mar 2026 | 6.38% | ↑ 0.16% |
| Mar 2026 | 6.22% | ↑ 0.11% |
| Mar 2026 | 6.11% | ↑ 0.11% |
| Mar 2026 | 6.00% | ↑ 0.02% |
| Feb 2026 | 5.98% | ↓ 0.03% |
| Feb 2026 | 6.01% | ↓ 0.08% |
| Feb 2026 | 6.09% | ↓ 0.02% |
| Feb 2026 | 6.11% | ↑ 0.01% |
| Jan 2026 | 6.10% | 0.00% |
Understanding Today's Rates
Mortgage rates are volatile figures reacting dynamically continuously to broader economic barometers including the 10-year Treasury yield, inflation expectations, and explicit monetary policy decisions passed down by the Federal Reserve. For consumers, minor changes of half a percent can alter an amortization schedule profoundly, resulting in tens of thousands of dollars saved across the loan lifetime.
Calculate Your Payment
See exactly what today's 6.52% rate means for your total interest and monthly payment.
Launch Mortgage CalculatorBret Mishler
Bret Mishler is the founder and lead developer of MoneyMage. As a Senior Software Engineer and Tech Lead specializing in enterprise-scale cloud billing systems, Bret brings production-grade financial engineering rigor to personal finance. He built MoneyMage to deliver mathematically transparent, lightning-fast financial tools — applying the same strict precision required to process billions of dollars in cloud infrastructure to your personal wealth.
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