Privacy Policy

MoneyMage ("we," "us," or "our") operates the website moneymage.ai (the "Site"). This Privacy Policy explains what information we collect, how we use it, and your choices regarding that information.

Information We Collect

Information You Provide

MoneyMage's financial calculators run entirely in your browser. We do not require account registration and we do not collect, store, or transmit the numbers you enter into our calculators. If you use the "Save Scenario" feature, your saved data is stored locally on your device using browser storage and is never sent to our servers.

If you contact us via our feedback form or email, we collect the information you provide in that message (such as your name and email address) solely to respond to your inquiry.

Information Collected Automatically

When you visit the Site, we and our third-party partners may automatically collect certain information, including:

• Usage data: Pages visited, time spent on pages, referring URLs, and general browsing activity.
• Device data: Browser type and version, operating system, screen resolution, and language preference.
• IP address: Your IP address may be collected by our analytics and advertising partners. We do not store IP addresses on our own servers.

This information is collected through cookies, web beacons, and similar technologies as described below.

Cookies and Tracking Technologies

Cookies We Use

Essential cookies: We use a small number of cookies to remember your preferences, such as your selected theme (light or dark mode).

Analytics cookies: We use Google Analytics 4 to understand how visitors use our Site. Google Analytics collects information such as how often you visit, which pages you view, and what other sites you visited before coming to ours. Google Analytics uses cookies to collect this information. You can learn more about how Google uses your data at google.com/policies/privacy/partners.

Advertising cookies: We display advertisements through Google AdSense and may work with other advertising networks in the future. These services use cookies, including the DoubleClick cookie, to serve ads based on your prior visits to our Site and other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our Site and other sites on the Internet.

Your Cookie Choices

You can opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of third-party vendor cookie use for personalized advertising by visiting aboutads.info. You may also configure your browser to block or delete cookies, though this may affect your experience on the Site.

How We Use Information

We use the information described above to:

• Operate and maintain the Site
• Understand how visitors use the Site so we can improve it
• Display relevant advertisements to support the free operation of the Site
• Respond to inquiries and feedback

We do not sell your personal information.

Third-Party Services

Our Site uses the following third-party services that may collect information as described in their own privacy policies:

• Google Analytics — web analytics (Privacy Policy)
• Google AdSense — advertising (Privacy Policy)
• Vercel — website hosting (Privacy Policy)
• FRED API (Federal Reserve Bank of St. Louis) — economic data used to display current interest rates. No user data is sent to FRED; we only retrieve publicly available rate information.

Data Retention

We do not maintain a user database. Analytics data is retained according to our Google Analytics configuration (currently 14 months). Advertising-related data is retained and managed by our advertising partners according to their policies.

Children's Privacy

The Site is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child under 13 has provided us with personal information, please contact us and we will delete it.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the Site after any changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy, contact us at:

Email: feedback@moneymage.ai